ON THE RISK is the Journal of The Academy of Life Underwriting.

OTR is a subscription-based journal, published quarterly. OTR caters to individuals and organizations throughout the world who have an interest in life, disability or health underwriting and related news and information. This typically includes, but is not limited to, home office underwriters, medical directors, actuaries, and agents; insurance companies that do not have memberships in the three associations above; service companies or organizations that sell or provide services to life insurers; and related professional or governmental organizations.

Members of the Association of Home Office Underwriters (AHOU) receive exclusive access to OTR. To login using your AHOU credentials on the website, please select the red "AHOU member log-in" button, located below the username and password fields. 

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